singing – The Sackrider Blog

So ifÂ you read my first Singing in the Rain post, then you know I have been dealing with my old mortgage company in Ohio, my landlord in AZ, and the tax man from washington – ok, I don’t know where the tax man lives – can it could be a woman for all I know – regardless, I’ve been dealing with all three.Â Well, I wanted to give an update.

I sold the condo in Ohio – it was a short sell and I did blog about it in a post called “Sold!”.Â If you don’t know – a short sell is when you sell a property for less than you own and the mortgage company takes the loses.Â Its bad for your credit, but not as bad as a foreclosure.Â That is done – and I’m finally rid of it!

My landlord situation was simply that my landlord was selling the home and asked that I either allow strangers to come through the home on 24 hours notice to look at it while it was on the market and to be prepared to move out within 30 days of a sell.Â My second choice was to move out.Â I choose option number two.Â We found a new place – its very nice, but more expensive.Â I will post pictures after we get unpacked – we moved this past weekend (which should be a seperate blog entry, but I don’t know if I will get one up or not…)

And last, the tax man.Â I’m not done with this one yet (or should I say, they aren’t done with me yet?).Â Anyway, I called the IRS and simply told them I needed more time to gather the information they are asking for because I was in the middle of a move.Â They gave me a 30 day extention.Â I’m still not sure if I will end up paying the $5k they say I owe – I personally feel very strongly that they are wrong and I hope I can prove it.

Until next time…

Its cliche’ but when it rains it pours! This last week was a very difficult one for me and my family. And it seems we have some tough road

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ahead of us still. A friend I met in a long line (I’ll explain in another post – so check back) once told me a story about life that I think might fit here – I’ll give you a short version:

A man once had a horse that escaped and ran away. His neighbors said to him, “We are sorry about your bad luck” – to which he replied, “Good Luck, Bad Luck, whose to say?”

A week later, his horse returned and brought with it several wild horses as well. His neighbors said to him, “Congratulations on your good fortune!” – to which he replied, “Good Luck, Bad Luck, whose to say?”

Later that month his teenage son was breaking in one of the wild horses and was thrown to the ground and broke his leg. His neighbors said to him, “We are sorry about your son’s misfortune” – to which he replied, “Good Luck, Bad Luck, whose to say?”

A week later all the towns sons were drafted for war, many of them died in battle, but the man’s son was unable to go because of his broken leg. The moral of the story is (with my Christain spin) No weapon formed against you shall prosper and that which the enemy meant for your harm will turn into blessing…

If that idea holds true, I’m in for a lot of blessing! So what happened? Well, the week started with my mortgage company sending me a form letter telling me that they cannot talk to my realitor about a pending shortsell contract because the authorization letter I sent them (containing all of the correct information) wasn’t on their letterhead! That contract could fall through because of the delays.

Then I get the letter from the IRS – yes, I’m being audited! Actually, they already did an audit and are telling me that I owe them thousands of dollars! I disagree so I have to pull up documents from two years ago to show my net worth before and after I moved to Arizonia. That should be fun.

Now the real problem – My landlord had his realitor call me to say my lease was up (I thought we had another month). She asks if we were planning to renew the lease, which we were. Then she tells me that’s not an option, because my landlord is selling the house. I only have two options, go month to month while its on the market, allowing strangers to walk through my home any given day; Or get out in 30 days.

Remember the paragraph above regarding a ‘short sell’? Yeah, we lost our tenant several months ago in Ohio and we haven’t made a mortgage payment since – so my credit score is in the basement, and now I’m going to have to explain that to total strangers for the next month or two while we apply for a place to live.

Well, since its raining, I might was well start singing (I’m not implying that I have any ability to sing well, just that I am able to sing albeit poorly). I’m not one to believe in luck, as I see it, ‘the steps of a righteous man are ordered of the LORD’ so forgive the quote when I say, “Good Luck, Bad Luck, whose to say?”

P.S. If you want to help – click the green sign up now button in the right hand panel (top of page) and get yourself $25 signing up for Revolution Money Exchange – I get $10 when you do and you really do get $25 – which if you really want to help you can always send to me as well -LOL